Illegal Rebates on Insurance Deductibles

It has come to our attention that there are some roofing operations offering some form of rebate on insurance deductibles. This is not legal in the state of Nebraska. LB 943 states in part:

"A residential contractor shall not promise to rebate any portion of an insurance deductible as an inducement to the sale of goods or services. A promise to rebate any portion of an insurance deductible includes granting any allowance or offering any discount against the fees to be charged or paying an insured or a person directly or indirectly associated with the residential real estate any form of compensation, except for any item of nominal value." (State Law section 44-8604)

LB 943 also allows a person to cancel a written contract with a residential contractor within the later of three business days after the person has entered into the contract, or the person has received notice from the insurance company that all or part of the claim is not covered under the policy. (State Law section 44-8603(1).